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Member Services/Benefits
We take care of you

Guaranteed secure and accessible investments

Capital growth and preservation

Invest in high return securities

Risk Mitigation

Risk is shared across members.
Implement investment strategy based on Fidelity research and technical advice from Ruzhowa actuary advisor.

Buy shares which are valued at USD10 each. Shares pertains to the percentage ownership of a member. Each member gets dividends at the end of the year in proportion to their percentage ownership.

Buy Units

Buy units which are put into a pool fund to buy securities. Units can either gain value or lose value depending on the performance of the securities held. The member benefits from the higher interests rates.

Deposit Money

Deposit money into their Ruzhowa savings account at an annual interest rate of at least 1.4%

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